Lacks Credit Application

We'll help you facilitate your dreams with convenient Lacks Credit. Simply fill out our secure credit application and you’ll receive an answer within minutes. All that’ll be left to do is stop by your nearest Lacks store and pick out exactly what you need to make your house your home.

Lacks Credit Application

We'll help you facilitate your dreams with convenient Lacks Credit. Simply fill out our secure credit application and you’ll receive an answer within minutes. All that’ll be left to do is stop by your nearest Lacks store and pick out exactly what you need to make your house your home.

Notice: Fields with bold highlight are required.  Fields that are not with bold highlight are optional
Must be 18 years or older to apply.

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CONSENT TO ELECTRONIC DISCLOSURES

These terms and conditions for electronic disclosures provide the procedures that Lack’s may use to provide you electronically all required notices, disclosures, authorizations, acknowledgements, and other documents that are required to be provided or made available to you from time to time (together “notices”).  We and you agree to apply the federal E-Sign Act to the full extent.

Your Consent and How You May Withdraw My Consent.  You consent to receiving all notices in electronic form.  This consent is necessary to apply for a transaction online.  You may change your mind, however, and notify us in writing that you want to receive notices only in paper format.  If you have registered for online services (such as electronic statements or mobile alerts), you must also de-enroll from each service. If you want to withdraw your consent, you must write to us at Lacks Valley Stores, Ltd., 1300 San Patricia Dr., Pharr, Texas 78577 or call you at 1-844-MY LACKS (1-844-695-2257). There are no consequences to your withdrawing your consent except that you will not receive notices electronically, and notices that we are not required by law might be affected (e.g., billing statements).

Paper Copies of Communications.  Upon your request we will provide you, at no charge, with a paper copy of a communication that we provide to you electronically.  If you want a paper copy, you must write to you or call at the address or number shown above 

Other Information.  You must notify us of a change in your e-mail address for receiving electronic notices, by emailing us at privacy@lacksvalley.com.  Your e-mail must include: the last four digits of your account number, your previous e-mail address, and your new e-mail address.  All communications in either electronic or paper format from us to you will be considered “in writing.”  You should print or download a copy of this Consent, your credit application, application, this privacy policy, and other transaction documents.

Required Hardware and Software.  In order to receive electronic communications, I must have a working connection to the Internet.  This includes:

Operating Systems:

Windows® 10 or above; Mac OS® X 10.12 Sierra or above; Android 6.0 Marshmallow or above; iOS 11 or above

Browsers:

Final release versions of Microsoft Edge®; Google Chrome; Safari 10 or above

PDF Reader:

Acrobat® or similar software may be required to view and print PDF files

Enabled Security Settings:

Allow per session cookies

 

Confirmation and Agreement.  By checking the box on the credit application and proceeding with a credit application, you agree to this Consent and confirm that:

1)    You can access and read the Consent and have been able to print it on paper, download and save this page, or e-mail this Consent to an address where you are able print it on paper or save it;

2)    You can print on paper the Consent or save or send the disclosure to a place where you can print it or save it for future reference and access; and

3)    You consent to receive exclusively through electronic means all notices and other documents that are required to be provided or made available to you by us from time to time.